Terms & Conditions

Eligibility
Not all of the products or services described on this website are available in all geographic areas of the United States. Additionally, you may not be eligible for all of the insurance products or services described in this website. Reasons for lack of eligibility may be due to a number of underwriting criteria. Our insurance carriers reserve the right to determine all eligibility for such products or services at their sole discretion.

No Bound Coverage
No coverage may be bound or placed in force through this website. Coverage may only be bound upon direct communication with our agency. DO NOT cancel existing coverage until notified by us that changes and/or new coverage is in force. Quotes are subject to underwriting approval.

Disclaimer
This website is operated as a convenience to the customers and prospects of our agency. This site is not approved or endorsed by any of the insurance companies with which this agency does business. Nothing in this site shall be construed as having been implicitly or explicitly approved by any insurance carrier.

Links
We offer links to other websites operated by other entities as a convenience to you. We make no representation regarding the content or accuracy of any website that you may access through this one. We do not warrant that the functionality or operation of the website will be uninterrupted or free from error, that any defects in the website will be corrected or that the website or the server(s) that makes it available is free of viruses or other harmful conditions or components.

Website
This website is provided on an "as is" basis. It is provided as a "general information only" site. Whilst we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website. We do not warrant that the functionality or operation of the website will be uninterrupted or free from error, that any defects in the website will be corrected or that the website or the server(s) that makes it available is free of viruses or other harmful conditions or components.

Cookies
Like many business websites, we use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard rive to help us improve your access to our site and identify repeat visitors to our site. Cookies enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website however.

**BY READING, BROWSING, OR CLICKING ON OUR WEBSITE YOU ARE AGREEING TO THESE TERMS AND CONDITIONS.**

Privacy

Your privacy is important to us, and maintaining your trust and confidence is one of our highest priorities. We respect your right to keep your personal information confidential and understand your desire to avoid unwanted solicitations. We collect personal information about you as necessary to carry out services requested by you - but only when that information is provided by you or is obtained by us with your authorization. We do not sell your information to advertisers or solicitors.